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Buying Guide

Purchasing a home is an exciting time. Often it is the realization of a dream come true. It is one of the best ways to build wealth, invest in your future and live a more enjoyable life. The reasons for buying property are as numerous as the people buying, but it is typically one of the largest purchases you will make in your lifetime. Below are a few things to consider as you prepare. When we meet in person I will share a much more in depth review of this process:

Saving for a down payment and reviewing your financials to determine your monthly budget are important first steps . Once you have established this it is time to speak with a mortgage broker.

Mortgage Qualification:
If you are planning on getting a mortgage, connecting with a mortgage lender can help you determine how much you will qualify for. Based on your financials and credit history, a mortgage lender will provide you with a letter stating your qualifying amount. This is an important part of an offer you make as it proves your financial credibility.

Choose an Attorney:
If you do not already have an attorney, now is a good time to interview a few. Let them know you are in the market to purchase a home and decide who you will feel comfortable working with so you will be ready to go once your offer is accepted.

Property Search:
You have probably already begun your search online with my website, you may have even ventured out to a few open houses. I will help you focus your search and find properties more efficiently by setting up a real-time search for you in MLS and from there we will visit properties that match your desired criteria.

Offer, Purchase & Sales Agreement, Closing:
Since all your ducks are now in a row, when you find your home we will be ready to put in an offer. It is important in this market to be as prepared as possible in order to present a strong and appealing offer. Depending on the terms you agreed upon, the coming weeks will include a home inspection, review of condo documents, signing the P&S, submitting your down payment, securing a mortgage – and finally the closing!

The above are just highlights. I am happy to answer any specific questions you may have. I understand this may be a new and foreign process to you and it is my goal is to help you feel comfortable and to make your home buying transaction as stress free as possible.

Questions on Buying Real Estate?

Let me help.

    • Chase Donley

      399 Boylston Street #200 Boston, MA 02116

      (717) 305-0219


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